Call reports 2004
MAINLINE NATIONAL BANK — 2004
What MAINLINE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 212,959,000 | 211,367,000 | 213,016,000 | 213,343,000 |
| Total loans | 107,363,000 | 107,064,000 | 106,178,000 | 108,016,000 |
| Allowance for loan losses | 2,317,000 | 2,300,000 | 2,295,000 | 2,268,000 |
| Securities available for sale | 94,039,000 | 91,625,000 | 94,186,000 | 93,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,076,000 | 163,683,000 | 163,826,000 | 163,967,000 |
| Interest-bearing deposits | 144,354,000 | 148,014,000 | 147,647,000 | 147,467,000 |
| Noninterest-bearing deposits | 15,722,000 | 15,669,000 | 16,179,000 | 16,500,000 |
| Equity capital | 18,368,000 | 16,745,000 | 18,166,000 | 18,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,652,000 | 5,142,000 | 7,693,000 | 10,240,000 |
| Interest expense | 1,054,000 | 2,086,000 | 3,145,000 | 4,241,000 |
| Net interest income | 1,598,000 | 3,056,000 | 4,548,000 | 5,999,000 |
| Noninterest income | 295,000 | 582,000 | 875,000 | 1,288,000 |
| Noninterest expense | 1,411,000 | 2,788,000 | 4,194,000 | 5,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 482,000 | 850,000 | 1,244,000 | 1,667,000 |
| Income tax | 104,000 | 174,000 | 253,000 | 345,000 |
| Net income | 378,000 | 676,000 | 991,000 | 1,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,137,000 | 17,309,000 | 17,500,000 | 17,689,000 |
| Total capital | 18,622,000 | 18,797,000 | 18,931,000 | 19,144,000 |
| Risk-weighted assets | 117,934,000 | 118,217,000 | 113,628,000 | 115,659,000 |