Call reports 2002
MAINLINE NATIONAL BANK — 2002
What MAINLINE NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 188,147,000 | 192,848,000 | 187,647,000 | 185,144,000 |
| Total loans | 96,131,000 | 91,750,000 | 92,731,000 | 93,727,000 |
| Allowance for loan losses | 2,697,000 | 2,360,000 | 2,282,000 | 2,300,000 |
| Securities available for sale | 80,296,000 | 88,623,000 | 82,225,000 | 79,791,000 |
| Securities held to maturity | 826,000 | 825,000 | 325,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,360,000 | 152,710,000 | 151,485,000 | 148,740,000 |
| Interest-bearing deposits | 133,164,000 | 138,232,000 | 134,653,000 | 134,800,000 |
| Noninterest-bearing deposits | 14,196,000 | 14,478,000 | 16,832,000 | 13,940,000 |
| Equity capital | 15,708,000 | 16,938,000 | 17,606,000 | 18,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,869,000 | 5,695,000 | 8,462,000 | 11,037,000 |
| Interest expense | 1,501,000 | 2,961,000 | 4,344,000 | 5,570,000 |
| Net interest income | 1,368,000 | 2,734,000 | 4,118,000 | 5,467,000 |
| Noninterest income | 291,000 | 616,000 | 934,000 | 1,317,000 |
| Noninterest expense | 1,338,000 | 2,765,000 | 4,101,000 | 5,433,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 291,000 | 528,000 | 874,000 | 1,274,000 |
| Income tax | 40,000 | 76,000 | 143,000 | 141,000 |
| Net income | 251,000 | 452,000 | 731,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,451,000 | 15,527,000 | 15,787,000 | 16,184,000 |
| Total capital | 16,849,000 | 16,861,000 | 17,121,000 | 17,521,000 |
| Risk-weighted assets | 110,501,000 | 105,685,000 | 105,776,000 | 105,993,000 |