Call reports 2026
FIRST SOUTHERN BANK — 2026
What FIRST SOUTHERN BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,045,859,000 | 1,042,148,000 |
| Total loans | 670,688,000 | 655,683,000 |
| Allowance for loan losses | 7,665,000 | 7,740,000 |
| Securities available for sale | 265,287,000 | 260,635,000 |
| Securities held to maturity | 30,841,000 | 32,866,000 |
| Trading assets | 0 | 0 |
| Total deposits | 905,690,000 | 904,253,000 |
| Interest-bearing deposits | 484,338,000 | 493,303,000 |
| Noninterest-bearing deposits | 421,352,000 | 410,950,000 |
| Equity capital | 110,934,000 | 112,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,458,000 | 25,609,000 |
| Interest expense | 3,044,000 | 6,061,000 |
| Net interest income | 9,414,000 | 19,548,000 |
| Noninterest income | 1,074,000 | 1,988,000 |
| Noninterest expense | 5,955,000 | 10,870,000 |
| Provision for loan losses | 1,582,000 | 2,406,000 |
| Pretax income | 2,951,000 | 8,204,000 |
| Income tax | -97,000 | 1,054,000 |
| Net income | 3,048,000 | 7,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 108,569,000 | 111,592,000 |