Call report 2025Q4
FIRST SOUTHERN BANK — 2025Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,041,146,000 | USD | evidence → |
| Total loans | 673,842,000 | USD | evidence → |
| Allowance for loan losses | 6,800,000 | USD | evidence → |
| Securities available for sale | 264,744,000 | USD | evidence → |
| Securities held to maturity | 30,049,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 898,792,000 | USD | evidence → |
| Interest-bearing deposits | 469,136,000 | USD | evidence → |
| Noninterest-bearing deposits | 429,656,000 | USD | evidence → |
| Equity capital | 114,805,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,412,000 | USD | evidence → |
| Interest expense | 12,974,000 | USD | evidence → |
| Net interest income | 37,438,000 | USD | evidence → |
| Noninterest income | 4,242,000 | USD | evidence → |
| Noninterest expense | 21,122,000 | USD | evidence → |
| Provision for loan losses | 543,000 | USD | evidence → |
| Pretax income | 20,022,000 | USD | evidence → |
| Income tax | 4,357,000 | USD | evidence → |
| Net income | 15,665,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 111,074,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about FIRST SOUTHERN BANK — 2025Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.