Call reports 2022
FIRST SOUTHERN BANK — 2022
What FIRST SOUTHERN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 811,835,000 | 815,201,000 | 1,062,826,000 | 1,034,888,000 |
| Total loans | 511,281,000 | 524,226,000 | 639,193,000 | 653,003,000 |
| Allowance for loan losses | 4,871,000 | 4,921,000 | 5,035,000 | 4,793,000 |
| Securities available for sale | 235,729,000 | 220,982,000 | 270,796,000 | 278,407,000 |
| Securities held to maturity | 23,448,000 | 23,383,000 | 23,306,000 | 21,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 660,958,000 | 660,988,000 | 945,502,000 | 890,674,000 |
| Interest-bearing deposits | 607,037,000 | 604,759,000 | 449,157,000 | 451,458,000 |
| Noninterest-bearing deposits | 53,922,000 | 56,229,000 | 496,345,000 | 439,216,000 |
| Equity capital | 96,057,000 | 60,447,000 | 85,873,000 | 92,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,531,000 | 13,384,000 | 22,830,000 | 34,010,000 |
| Interest expense | 334,000 | 668,000 | 1,295,000 | 2,564,000 |
| Net interest income | 6,197,000 | 12,716,000 | 21,535,000 | 31,446,000 |
| Noninterest income | 824,000 | 1,589,000 | 2,658,000 | 3,649,000 |
| Noninterest expense | 3,697,000 | 7,365,000 | 12,339,000 | 17,753,000 |
| Provision for loan losses | 75,000 | 150,000 | 255,000 | 360,000 |
| Pretax income | 3,249,000 | 6,774,000 | 11,583,000 | 16,966,000 |
| Income tax | 793,000 | 1,654,000 | 3,146,000 | 4,188,000 |
| Net income | 2,456,000 | 5,120,000 | 8,437,000 | 12,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,595,000 | 69,334,000 | 89,748,000 | 94,415,000 |