Call reports 2018
FIRST SOUTHERN BANK — 2018
What FIRST SOUTHERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 680,109,000 | 681,283,000 | 686,316,000 | 666,879,000 |
| Total loans | 477,998,000 | 466,242,000 | 465,106,000 | 467,192,000 |
| Allowance for loan losses | 3,538,000 | 3,586,000 | 3,438,000 | 3,465,000 |
| Securities available for sale | 131,650,000 | 131,731,000 | 141,342,000 | 139,216,000 |
| Securities held to maturity | 17,842,000 | 19,201,000 | 20,004,000 | 17,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,265,000 | 533,308,000 | 544,617,000 | 508,875,000 |
| Interest-bearing deposits | 485,049,000 | 487,629,000 | 499,076,000 | 466,646,000 |
| Noninterest-bearing deposits | 42,216,000 | 45,679,000 | 45,541,000 | 42,229,000 |
| Equity capital | 90,605,000 | 92,469,000 | 93,968,000 | 96,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,720,000 | 13,544,000 | 20,487,000 | 27,569,000 |
| Interest expense | 698,000 | 1,502,000 | 2,362,000 | 3,272,000 |
| Net interest income | 6,022,000 | 12,042,000 | 18,125,000 | 24,297,000 |
| Noninterest income | 834,000 | 1,739,000 | 2,587,000 | 3,398,000 |
| Noninterest expense | 3,859,000 | 7,649,000 | 11,559,000 | 15,329,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,847,000 | 5,832,000 | 8,697,000 | 11,760,000 |
| Income tax | 683,000 | 1,405,000 | 1,847,000 | 2,582,000 |
| Net income | 2,164,000 | 4,427,000 | 6,850,000 | 9,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,156,000 | 83,261,000 | 85,466,000 | 87,532,000 |
| Total capital | 84,694,000 | 86,847,000 | 88,904,000 | 90,997,000 |
| Risk-weighted assets | 476,758,000 | 474,526,000 | 476,786,000 | 539,576,000 |