Call reports 2017
FIRST SOUTHERN BANK — 2017
What FIRST SOUTHERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 675,810,000 | 671,290,000 | 676,832,000 | 677,277,000 |
| Total loans | 487,088,000 | 480,102,000 | 475,897,000 | 481,667,000 |
| Allowance for loan losses | 3,212,000 | 3,176,000 | 3,308,000 | 3,368,000 |
| Securities available for sale | 115,446,000 | 122,828,000 | 128,615,000 | 134,260,000 |
| Securities held to maturity | 18,306,000 | 18,253,000 | 18,198,000 | 16,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,708,000 | 533,626,000 | 538,829,000 | 527,545,000 |
| Interest-bearing deposits | 486,455,000 | 489,128,000 | 493,138,000 | 482,618,000 |
| Noninterest-bearing deposits | 38,253,000 | 44,498,000 | 45,691,000 | 44,927,000 |
| Equity capital | 88,512,000 | 90,723,000 | 92,574,000 | 93,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,474,000 | 12,990,000 | 19,664,000 | 26,348,000 |
| Interest expense | 551,000 | 1,176,000 | 1,843,000 | 2,487,000 |
| Net interest income | 5,923,000 | 11,814,000 | 17,821,000 | 23,861,000 |
| Noninterest income | 805,000 | 1,566,000 | 2,444,000 | 3,228,000 |
| Noninterest expense | 3,918,000 | 7,581,000 | 11,336,000 | 14,947,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,654,000 | 5,542,000 | 8,547,000 | 11,610,000 |
| Income tax | 874,000 | 1,851,000 | 2,800,000 | 4,497,000 |
| Net income | 1,780,000 | 3,691,000 | 5,747,000 | 7,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,037,000 | 78,748,000 | 80,842,000 | 82,247,000 |
| Total capital | 80,249,000 | 81,924,000 | 84,150,000 | 85,615,000 |
| Risk-weighted assets | 485,601,000 | 480,030,000 | 478,224,000 | 480,802,000 |