Call report 2004Q4
FIRST SOUTHERN BANK — 2004Q4
The 22 measures FIRST SOUTHERN BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,319,000 | USD | evidence → |
| Total loans | 82,261,000 | USD | evidence → |
| Allowance for loan losses | 1,158,000 | USD | evidence → |
| Securities available for sale | 82,667,000 | USD | evidence → |
| Securities held to maturity | 11,001,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,858,000 | USD | evidence → |
| Interest-bearing deposits | 126,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,930,000 | USD | evidence → |
| Equity capital | 19,438,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,781,000 | USD | evidence → |
| Interest expense | 2,485,000 | USD | evidence → |
| Net interest income | 6,296,000 | USD | evidence → |
| Noninterest income | 1,029,000 | USD | evidence → |
| Noninterest expense | 3,969,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 3,269,000 | USD | evidence → |
| Income tax | 674,000 | USD | evidence → |
| Net income | 2,595,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,726,000 | USD | evidence → |
| Total capital | 20,884,000 | USD | evidence → |
| Risk-weighted assets | 113,909,000 | USD | evidence → |