Call reports 2025
SECURITY STATE BANK — 2025
What SECURITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 117,889,000 | 117,852,000 | 117,885,000 | 113,143,000 |
| Total loans | 78,937,000 | 79,420,000 | 79,553,000 | 80,058,000 |
| Allowance for loan losses | 1,848,000 | 1,848,000 | 1,848,000 | 1,848,000 |
| Securities available for sale | 23,178,000 | 20,645,000 | 21,722,000 | 19,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,654,000 | 90,050,000 | 89,416,000 | 84,118,000 |
| Interest-bearing deposits | 70,246,000 | 69,381,000 | 68,568,000 | 62,651,000 |
| Noninterest-bearing deposits | 20,409,000 | 20,670,000 | 20,848,000 | 21,467,000 |
| Equity capital | 26,793,000 | 27,460,000 | 28,142,000 | 28,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,271,000 | 4,944,000 | 6,622,000 |
| Interest expense | 378,000 | 773,000 | 1,133,000 | 1,467,000 |
| Net interest income | 1,226,000 | 2,498,000 | 3,811,000 | 5,155,000 |
| Noninterest income | 45,000 | 98,000 | 142,000 | 192,000 |
| Noninterest expense | 565,000 | 1,099,000 | 1,647,000 | 2,269,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 706,000 | 1,497,000 | 2,306,000 | 3,078,000 |
| Income tax | 151,000 | 350,000 | 536,000 | 685,000 |
| Net income | 555,000 | 1,147,000 | 1,770,000 | 2,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,093,000 | 27,686,000 | 28,309,000 | 28,822,000 |
| Total capital | 28,211,000 | 28,806,000 | 29,415,000 | 29,950,000 |
| Risk-weighted assets | 88,725,000 | 88,838,000 | 87,737,000 | 89,569,000 |