Call reports 2019
SECURITY STATE BANK — 2019
What SECURITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,249,000 | 99,754,000 | 101,062,000 | 100,867,000 |
| Total loans | 80,397,000 | 81,326,000 | 82,124,000 | 78,364,000 |
| Allowance for loan losses | 1,706,000 | 1,722,000 | 1,748,000 | 1,768,000 |
| Securities available for sale | 3,606,000 | 2,259,000 | 2,398,000 | 2,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,269,000 | 82,529,000 | 83,413,000 | 82,967,000 |
| Interest-bearing deposits | 68,612,000 | 66,360,000 | 66,389,000 | 63,281,000 |
| Noninterest-bearing deposits | 17,657,000 | 16,169,000 | 17,024,000 | 19,686,000 |
| Equity capital | 16,773,000 | 17,135,000 | 17,552,000 | 17,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,421,000 | 3,655,000 | 4,839,000 |
| Interest expense | 166,000 | 346,000 | 538,000 | 725,000 |
| Net interest income | 1,031,000 | 2,075,000 | 3,117,000 | 4,114,000 |
| Noninterest income | 46,000 | 95,000 | 143,000 | 193,000 |
| Noninterest expense | 525,000 | 1,005,000 | 1,524,000 | 2,083,000 |
| Provision for loan losses | 60,000 | 80,000 | 110,000 | 140,000 |
| Pretax income | 492,000 | 1,085,000 | 1,626,000 | 2,084,000 |
| Income tax | 112,000 | 252,000 | 378,000 | 468,000 |
| Net income | 380,000 | 833,000 | 1,248,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,771,000 | 17,135,000 | 17,552,000 | 17,800,000 |
| Total capital | 17,871,000 | 18,237,000 | 18,674,000 | 18,885,000 |
| Risk-weighted assets | 87,358,000 | 87,604,000 | 89,196,000 | 86,173,000 |