Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 103,948,000 | 98,284,000 | 103,175,000 | 102,093,000 |
| Total loans | 69,596,000 | 71,491,000 | 72,114,000 | 72,783,000 |
| Allowance for loan losses | 1,094,000 | 1,152,000 | 1,212,000 | 1,272,000 |
| Securities available for sale | 19,489,000 | 17,774,000 | 17,133,000 | 17,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,486,000 | 85,686,000 | 90,233,000 | 89,005,000 |
| Interest-bearing deposits | 76,661,000 | 70,351,000 | 71,653,000 | 72,058,000 |
| Noninterest-bearing deposits | 14,825,000 | 15,335,000 | 18,580,000 | 16,946,000 |
| Equity capital | 12,248,000 | 12,477,000 | 12,786,000 | 12,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,941,000 | 2,930,000 | 3,914,000 |
| Interest expense | 105,000 | 212,000 | 323,000 | 432,000 |
| Net interest income | 857,000 | 1,729,000 | 2,607,000 | 3,482,000 |
| Noninterest income | 52,000 | 115,000 | 185,000 | 245,000 |
| Noninterest expense | 478,000 | 942,000 | 1,438,000 | 1,970,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 371,000 | 782,000 | 1,174,000 | 1,521,000 |
| Income tax | 104,000 | 221,000 | 335,000 | 420,000 |
| Net income | 267,000 | 561,000 | 839,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,148,000 | 12,424,000 | 12,686,000 | 12,811,000 |
| Total capital | 13,237,000 | 13,476,000 | 13,778,000 | 13,887,000 |
| Risk-weighted assets | 87,149,000 | 84,082,000 | 87,215,000 | 85,849,000 |