Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 95,750,000 | 89,096,000 | 95,002,000 | 95,831,000 |
| Total loans | 56,508,000 | 57,584,000 | 59,737,000 | 63,402,000 |
| Allowance for loan losses | 1,105,000 | 1,105,000 | 1,105,000 | 1,105,000 |
| Securities available for sale | 23,622,000 | 22,906,000 | 22,391,000 | 21,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,227,000 | 78,901,000 | 84,444,000 | 84,878,000 |
| Interest-bearing deposits | 68,036,000 | 64,005,000 | 66,527,000 | 65,851,000 |
| Noninterest-bearing deposits | 17,191,000 | 14,896,000 | 17,917,000 | 19,026,000 |
| Equity capital | 10,220,000 | 10,132,000 | 10,465,000 | 10,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,742,000 | 2,647,000 | 3,563,000 |
| Interest expense | 113,000 | 227,000 | 351,000 | 459,000 |
| Net interest income | 743,000 | 1,515,000 | 2,296,000 | 3,104,000 |
| Noninterest income | 56,000 | 105,000 | 158,000 | 232,000 |
| Noninterest expense | 447,000 | 909,000 | 1,403,000 | 1,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | 711,000 | 1,051,000 | 1,418,000 |
| Income tax | 105,000 | 209,000 | 308,000 | 347,000 |
| Net income | 247,000 | 502,000 | 743,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,977,000 | 10,231,000 | 10,472,000 | 10,801,000 |
| Total capital | 10,731,000 | 11,022,000 | 11,322,000 | 11,651,000 |
| Risk-weighted assets | 69,124,000 | 71,186,000 | 76,070,000 | 76,797,000 |