Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,583,000 | 87,546,000 | 94,644,000 | 89,589,000 |
| Total loans | 53,607,000 | 54,915,000 | 53,719,000 | 58,441,000 |
| Allowance for loan losses | 1,119,000 | 1,119,000 | 1,119,000 | 1,105,000 |
| Securities available for sale | 15,560,000 | 18,132,000 | 18,606,000 | 22,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,095,000 | 77,730,000 | 84,494,000 | 79,314,000 |
| Interest-bearing deposits | 66,964,000 | 63,916,000 | 66,537,000 | 60,236,000 |
| Noninterest-bearing deposits | 15,131,000 | 13,814,000 | 17,957,000 | 19,078,000 |
| Equity capital | 9,209,000 | 9,515,000 | 9,803,000 | 9,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 855,000 | 1,724,000 | 2,596,000 | 3,457,000 |
| Interest expense | 145,000 | 284,000 | 414,000 | 539,000 |
| Net interest income | 710,000 | 1,440,000 | 2,182,000 | 2,918,000 |
| Noninterest income | 58,000 | 134,000 | 185,000 | 248,000 |
| Noninterest expense | 426,000 | 854,000 | 1,278,000 | 1,745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 342,000 | 720,000 | 1,089,000 | 1,421,000 |
| Income tax | 100,000 | 217,000 | 331,000 | 388,000 |
| Net income | 242,000 | 503,000 | 758,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,968,000 | 9,229,000 | 9,484,000 | 9,729,000 |
| Total capital | 9,804,000 | 9,999,000 | 10,296,000 | 10,451,000 |
| Risk-weighted assets | 73,413,000 | 68,329,000 | 72,105,000 | 65,538,000 |