Call reports 2011
SECURITY STATE BANK — 2011
What SECURITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,012,000 | 78,522,000 | 82,631,000 | 86,152,000 |
| Total loans | 49,215,000 | 48,842,000 | 50,706,000 | 55,346,000 |
| Allowance for loan losses | 1,031,000 | 1,081,000 | 1,121,000 | 1,121,000 |
| Securities available for sale | 11,422,000 | 12,749,000 | 13,051,000 | 14,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,427,000 | 69,711,000 | 73,624,000 | 76,822,000 |
| Interest-bearing deposits | 60,936,000 | 63,079,000 | 61,573,000 | 61,163,000 |
| Noninterest-bearing deposits | 10,491,000 | 6,632,000 | 12,051,000 | 15,659,000 |
| Equity capital | 8,305,000 | 8,544,000 | 8,764,000 | 9,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,646,000 | 2,491,000 | 3,360,000 |
| Interest expense | 181,000 | 357,000 | 526,000 | 689,000 |
| Net interest income | 632,000 | 1,289,000 | 1,965,000 | 2,671,000 |
| Noninterest income | 48,000 | 102,000 | 163,000 | 223,000 |
| Noninterest expense | 405,000 | 824,000 | 1,240,000 | 1,683,000 |
| Provision for loan losses | 55,000 | 105,000 | 145,000 | 145,000 |
| Pretax income | 220,000 | 462,000 | 743,000 | 1,066,000 |
| Income tax | 63,000 | 135,000 | 218,000 | 281,000 |
| Net income | 157,000 | 327,000 | 525,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,159,000 | 8,328,000 | 8,496,000 | 8,756,000 |
| Total capital | 9,015,000 | 9,146,000 | 9,344,000 | 9,559,000 |
| Risk-weighted assets | 68,315,000 | 65,187,000 | 67,583,000 | 70,210,000 |