Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 50,346,000 | 48,010,000 | 50,842,000 | 50,856,000 |
| Total loans | 37,128,000 | 37,648,000 | 38,677,000 | 38,935,000 |
| Allowance for loan losses | 539,000 | 538,000 | 533,000 | 538,000 |
| Securities available for sale | 7,307,000 | 6,833,000 | 6,301,000 | 7,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,234,000 | 40,287,000 | 43,385,000 | 43,258,000 |
| Interest-bearing deposits | 38,856,000 | 34,852,000 | 37,470,000 | 38,374,000 |
| Noninterest-bearing deposits | 5,378,000 | 5,435,000 | 5,915,000 | 4,884,000 |
| Equity capital | 5,222,000 | 5,357,000 | 5,560,000 | 5,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,560,000 | 2,373,000 | 3,244,000 |
| Interest expense | 276,000 | 568,000 | 891,000 | 1,252,000 |
| Net interest income | 491,000 | 992,000 | 1,482,000 | 1,992,000 |
| Noninterest income | 52,000 | 97,000 | 151,000 | 211,000 |
| Noninterest expense | 340,000 | 659,000 | 978,000 | 1,329,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | 193,000 | 420,000 | 645,000 | 859,000 |
| Income tax | 60,000 | 135,000 | 208,000 | 284,000 |
| Net income | 133,000 | 285,000 | 437,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,304,000 | 5,456,000 | 5,611,000 | 5,746,000 |
| Total capital | 5,729,000 | 5,883,000 | 6,063,000 | 6,211,000 |
| Risk-weighted assets | 33,887,000 | 34,019,000 | 36,310,000 | 37,087,000 |