Call reports 2001
SECURITY STATE BANK — 2001
What SECURITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,703,000 | 40,524,000 | 39,710,000 | 42,559,000 |
| Total loans | 28,805,000 | 30,304,000 | 30,559,000 | 31,194,000 |
| Allowance for loan losses | 238,000 | 246,000 | 273,000 | 217,000 |
| Securities available for sale | 4,057,000 | 3,951,000 | 3,801,000 | 3,566,000 |
| Securities held to maturity | 1,199,000 | 1,098,000 | 1,098,000 | 1,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,490,000 | 37,273,000 | 35,893,000 | 38,736,000 |
| Interest-bearing deposits | 31,033,000 | 32,994,000 | 32,046,000 | 32,859,000 |
| Noninterest-bearing deposits | 4,457,000 | 4,279,000 | 3,847,000 | 5,877,000 |
| Equity capital | 2,918,000 | 3,024,000 | 3,146,000 | 3,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,448,000 | 2,183,000 | 2,880,000 |
| Interest expense | 392,000 | 780,000 | 1,147,000 | 1,473,000 |
| Net interest income | 316,000 | 668,000 | 1,036,000 | 1,407,000 |
| Noninterest income | 49,000 | 87,000 | 120,000 | 176,000 |
| Noninterest expense | 272,000 | 511,000 | 754,000 | 1,042,000 |
| Provision for loan losses | 23,000 | 31,000 | 61,000 | 111,000 |
| Pretax income | 70,000 | 213,000 | 341,000 | 430,000 |
| Income tax | 9,000 | 51,000 | 88,000 | 124,000 |
| Net income | 61,000 | 162,000 | 253,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,837,000 | 2,938,000 | 3,029,000 | 3,081,000 |
| Total capital | 3,075,000 | 3,184,000 | 3,302,000 | 3,298,000 |
| Risk-weighted assets | 30,069,000 | 31,642,000 | 31,696,000 | 33,022,000 |