Call reports 2025
FIRST COMMUNITY BANK OF TENNESSEE — 2025
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 753,645,000 | 813,701,000 | 807,085,000 | 834,873,000 |
| Total loans | 578,096,000 | 615,366,000 | 614,018,000 | 647,890,000 |
| Allowance for loan losses | 3,175,000 | 3,142,000 | 3,192,000 | 3,698,000 |
| Securities available for sale | 83,887,000 | 82,057,000 | 85,888,000 | 85,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,102,000 | 620,605,000 | 621,031,000 | 640,033,000 |
| Interest-bearing deposits | 485,369,000 | 520,518,000 | 523,052,000 | 549,473,000 |
| Noninterest-bearing deposits | 116,733,000 | 100,087,000 | 97,979,000 | 90,560,000 |
| Equity capital | 84,652,000 | 86,634,000 | 86,983,000 | 89,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,850,000 | 28,858,000 | 44,075,000 | 59,756,000 |
| Interest expense | 4,767,000 | 10,534,000 | 16,561,000 | 22,294,000 |
| Net interest income | 8,083,000 | 18,324,000 | 27,514,000 | 37,462,000 |
| Noninterest income | 14,374,000 | 33,859,000 | 52,623,000 | 69,874,000 |
| Noninterest expense | 22,471,000 | 49,091,000 | 74,579,000 | 99,382,000 |
| Provision for loan losses | 61,000 | 28,000 | 95,000 | 606,000 |
| Pretax income | -90,000 | 3,067,000 | 5,467,000 | 7,222,000 |
| Income tax | -71,000 | 640,000 | 1,184,000 | 1,401,000 |
| Net income | -17,000 | 2,426,000 | 4,283,000 | 5,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,351,000 | 93,906,000 | 92,370,000 | 94,016,000 |
| Total capital | 94,898,000 | 97,420,000 | 95,934,000 | 98,215,000 |
| Risk-weighted assets | 554,781,000 | 591,273,000 | 584,521,000 | 596,063,000 |