Call reports 2022
FIRST COMMUNITY BANK OF TENNESSEE — 2022
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 737,157,000 | 762,848,000 | 774,573,000 | 783,711,000 |
| Total loans | 483,256,000 | 529,581,000 | 544,660,000 | 569,322,000 |
| Allowance for loan losses | 3,215,000 | 3,251,000 | 3,193,000 | 3,205,000 |
| Securities available for sale | 87,199,000 | 83,843,000 | 81,674,000 | 86,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 538,599,000 | 539,427,000 | 578,230,000 | 594,364,000 |
| Interest-bearing deposits | 365,530,000 | 344,943,000 | 401,136,000 | 451,604,000 |
| Noninterest-bearing deposits | 173,069,000 | 194,484,000 | 177,094,000 | 142,760,000 |
| Equity capital | 106,428,000 | 100,487,000 | 96,623,000 | 94,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,327,000 | 11,655,000 | 18,849,000 | 28,058,000 |
| Interest expense | 1,057,000 | 2,264,000 | 3,664,000 | 6,481,000 |
| Net interest income | 4,270,000 | 9,391,000 | 15,185,000 | 21,577,000 |
| Noninterest income | 8,485,000 | 15,569,000 | 21,314,000 | 29,203,000 |
| Noninterest expense | 5,800,000 | 20,191,000 | 29,733,000 | 50,185,000 |
| Provision for loan losses | 2,000 | 1,000 | 9,000 | 18,000 |
| Pretax income | 6,876,000 | 4,630,000 | 6,547,000 | 370,000 |
| Income tax | 1,670,000 | 985,000 | 1,356,000 | -197,000 |
| Net income | 5,130,000 | 3,563,000 | 5,166,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,663,000 | 102,731,000 | 99,988,000 | 94,999,000 |
| Total capital | 107,878,000 | 105,982,000 | 103,181,000 | 98,204,000 |
| Risk-weighted assets | 587,906,000 | 603,905,000 | 622,152,000 | 636,710,000 |