Call reports 2021
FIRST COMMUNITY BANK OF TENNESSEE — 2021
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 841,700,000 | 793,312,000 | 771,746,000 | 748,340,000 |
| Total loans | 620,973,000 | 579,596,000 | 555,051,000 | 515,983,000 |
| Allowance for loan losses | 3,370,000 | 3,489,000 | 3,480,000 | 3,213,000 |
| Securities available for sale | 80,183,000 | 79,213,000 | 79,055,000 | 90,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,338,000 | 530,050,000 | 529,581,000 | 526,717,000 |
| Interest-bearing deposits | 368,576,000 | 369,445,000 | 355,166,000 | 358,597,000 |
| Noninterest-bearing deposits | 163,762,000 | 160,605,000 | 174,415,000 | 168,120,000 |
| Equity capital | 101,380,000 | 105,429,000 | 105,865,000 | 106,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,915,000 | 12,513,000 | 18,009,000 | 23,840,000 |
| Interest expense | 1,830,000 | 3,476,000 | 5,024,000 | 6,427,000 |
| Net interest income | 4,085,000 | 9,037,000 | 12,985,000 | 17,413,000 |
| Noninterest income | 40,399,000 | 66,889,000 | 91,065,000 | 102,511,000 |
| Noninterest expense | 28,982,000 | 55,590,000 | 80,090,000 | 94,748,000 |
| Provision for loan losses | 124,000 | 256,000 | 266,000 | 28,000 |
| Pretax income | 15,344,000 | 20,050,000 | 23,660,000 | 25,110,000 |
| Income tax | 3,836,000 | 4,933,000 | 5,756,000 | 6,045,000 |
| Net income | 11,193,000 | 14,742,000 | 17,458,000 | 18,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,527,000 | 99,581,000 | 100,399,000 | 101,669,000 |
| Total capital | 98,897,000 | 103,070,000 | 103,879,000 | 104,882,000 |
| Risk-weighted assets | 645,062,000 | 616,536,000 | 595,957,000 | 576,208,000 |