Call reports 2019
FIRST COMMUNITY BANK OF TENNESSEE — 2019
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 502,458,000 | 537,270,000 | 600,661,000 | 570,849,000 |
| Total loans | 353,686,000 | 390,660,000 | 441,545,000 | 413,782,000 |
| Allowance for loan losses | 2,638,000 | 2,703,000 | 2,700,000 | 2,679,000 |
| Securities available for sale | 69,958,000 | 69,166,000 | 69,972,000 | 68,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,231,000 | 371,444,000 | 378,715,000 | 379,580,000 |
| Interest-bearing deposits | 279,087,000 | 290,360,000 | 288,600,000 | 297,431,000 |
| Noninterest-bearing deposits | 75,144,000 | 81,084,000 | 90,115,000 | 82,149,000 |
| Equity capital | 60,110,000 | 63,121,000 | 64,007,000 | 65,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,945,000 | 10,404,000 | 16,155,000 | 22,015,000 |
| Interest expense | 1,423,000 | 3,156,000 | 5,226,000 | 7,355,000 |
| Net interest income | 3,522,000 | 7,248,000 | 10,929,000 | 14,660,000 |
| Noninterest income | 7,179,000 | 19,017,000 | 34,721,000 | 47,313,000 |
| Noninterest expense | 10,709,000 | 23,176,000 | 38,918,000 | 52,841,000 |
| Provision for loan losses | 25,000 | 45,000 | 66,000 | 98,000 |
| Pretax income | -22,000 | 3,055,000 | 6,679,000 | 9,048,000 |
| Income tax | -89,000 | 622,000 | 1,485,000 | 2,036,000 |
| Net income | 67,000 | 2,433,000 | 5,194,000 | 7,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,923,000 | 60,104,000 | 61,011,000 | 62,249,000 |
| Total capital | 59,561,000 | 62,807,000 | 63,711,000 | 64,928,000 |
| Risk-weighted assets | 417,741,000 | 440,262,000 | 474,314,000 | 462,331,000 |