Call reports 2018
FIRST COMMUNITY BANK OF TENNESSEE — 2018
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 492,103,000 | 506,198,000 | 492,921,000 | 474,754,000 |
| Total loans | 347,162,000 | 357,600,000 | 351,299,000 | 333,632,000 |
| Allowance for loan losses | 2,553,000 | 2,548,000 | 2,526,000 | 2,533,000 |
| Securities available for sale | 64,850,000 | 67,398,000 | 65,678,000 | 68,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,662,000 | 323,307,000 | 344,353,000 | 327,382,000 |
| Interest-bearing deposits | 229,328,000 | 243,884,000 | 256,939,000 | 256,593,000 |
| Noninterest-bearing deposits | 77,334,000 | 79,423,000 | 87,414,000 | 70,789,000 |
| Equity capital | 60,285,000 | 61,205,000 | 58,965,000 | 59,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,521,000 | 9,403,000 | 14,673,000 | 19,746,000 |
| Interest expense | 1,176,000 | 2,666,000 | 4,330,000 | 5,758,000 |
| Net interest income | 3,345,000 | 6,737,000 | 10,343,000 | 13,988,000 |
| Noninterest income | 12,724,000 | 24,807,000 | 35,400,000 | 43,454,000 |
| Noninterest expense | 13,708,000 | 27,849,000 | 41,628,000 | 53,998,000 |
| Provision for loan losses | 123,000 | 133,000 | 155,000 | 172,000 |
| Pretax income | 2,233,000 | 3,557,000 | 3,955,000 | 3,267,000 |
| Income tax | 453,000 | 713,000 | 702,000 | 454,000 |
| Net income | 1,780,000 | 2,844,000 | 3,253,000 | 2,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,682,000 | 51,623,000 | 56,439,000 | 56,247,000 |
| Total capital | 53,235,000 | 54,171,000 | 58,965,000 | 58,780,000 |
| Risk-weighted assets | 387,071,000 | 401,712,000 | 402,309,000 | 401,220,000 |