Call reports 2017
FIRST COMMUNITY BANK OF TENNESSEE — 2017
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 434,338,000 | 511,245,000 | 487,051,000 | 481,823,000 |
| Total loans | 292,489,000 | 351,968,000 | 343,059,000 | 333,608,000 |
| Allowance for loan losses | 2,254,000 | 2,267,000 | 2,270,000 | 2,447,000 |
| Securities available for sale | 61,670,000 | 61,231,000 | 61,813,000 | 64,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,148,000 | 294,717,000 | 305,613,000 | 304,082,000 |
| Interest-bearing deposits | 205,939,000 | 217,180,000 | 215,652,000 | 225,324,000 |
| Noninterest-bearing deposits | 79,209,000 | 77,537,000 | 89,961,000 | 78,758,000 |
| Equity capital | 56,474,000 | 57,773,000 | 57,432,000 | 60,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,865,000 | 7,917,000 | 12,420,000 | 16,973,000 |
| Interest expense | 820,000 | 1,776,000 | 2,938,000 | 4,207,000 |
| Net interest income | 3,045,000 | 6,141,000 | 9,482,000 | 12,766,000 |
| Noninterest income | 11,233,000 | 23,261,000 | 36,318,000 | 49,048,000 |
| Noninterest expense | 12,909,000 | 26,724,000 | 40,298,000 | 54,194,000 |
| Provision for loan losses | 20,000 | 33,000 | 50,000 | 228,000 |
| Pretax income | 1,349,000 | 2,655,000 | 5,472,000 | 7,413,000 |
| Income tax | 397,000 | 693,000 | 1,612,000 | 82,000 |
| Net income | 952,000 | 1,962,000 | 3,860,000 | 7,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,940,000 | 51,157,000 | 49,836,000 | 51,199,000 |
| Total capital | 52,194,000 | 53,424,000 | 52,106,000 | 53,646,000 |
| Risk-weighted assets | 319,649,000 | 365,288,000 | 366,239,000 | 377,195,000 |