Call reports 2016
FIRST COMMUNITY BANK OF TENNESSEE — 2016
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 437,931,000 | 458,416,000 | 479,678,000 | 448,025,000 |
| Total loans | 293,359,000 | 309,518,000 | 332,613,000 | 305,370,000 |
| Allowance for loan losses | 2,324,000 | 2,279,000 | 2,269,000 | 2,272,000 |
| Securities available for sale | 57,785,000 | 61,682,000 | 65,577,000 | 63,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,708,000 | 278,259,000 | 290,584,000 | 272,165,000 |
| Interest-bearing deposits | 201,493,000 | 198,436,000 | 198,110,000 | 197,018,000 |
| Noninterest-bearing deposits | 67,215,000 | 79,823,000 | 92,474,000 | 75,147,000 |
| Equity capital | 52,202,000 | 53,553,000 | 54,910,000 | 55,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 7,474,000 | 11,510,000 | 15,574,000 |
| Interest expense | 393,000 | 1,764,000 | 3,016,000 | 3,975,000 |
| Net interest income | 2,862,000 | 5,710,000 | 8,494,000 | 11,599,000 |
| Noninterest income | 7,299,000 | 15,844,000 | 29,519,000 | 40,716,000 |
| Noninterest expense | 8,398,000 | 17,944,000 | 29,499,000 | 41,429,000 |
| Provision for loan losses | 9,000 | 14,000 | 30,000 | 41,000 |
| Pretax income | 1,756,000 | 3,603,000 | 8,491,000 | 10,863,000 |
| Income tax | 545,000 | 1,066,000 | 2,344,000 | 3,060,000 |
| Net income | 1,211,000 | 2,537,000 | 6,147,000 | 7,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,486,000 | 48,957,000 | 50,311,000 | 50,768,000 |
| Total capital | 49,810,000 | 51,236,000 | 52,580,000 | 53,040,000 |
| Risk-weighted assets | 317,292,000 | 326,392,000 | 338,109,000 | 338,641,000 |