Call reports 2015
FIRST COMMUNITY BANK OF TENNESSEE — 2015
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 376,019,000 | 409,567,000 | 403,455,000 | 409,388,000 |
| Total loans | 242,706,000 | 265,740,000 | 271,635,000 | 278,824,000 |
| Allowance for loan losses | 2,136,000 | 2,177,000 | 2,247,000 | 2,381,000 |
| Securities available for sale | 67,629,000 | 62,806,000 | 61,625,000 | 60,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,774,000 | 256,399,000 | 265,571,000 | 257,337,000 |
| Interest-bearing deposits | 202,639,000 | 198,034,000 | 202,330,000 | 200,593,000 |
| Noninterest-bearing deposits | 47,135,000 | 58,365,000 | 63,241,000 | 56,744,000 |
| Equity capital | 48,841,000 | 50,594,000 | 50,016,000 | 50,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,128,000 | 6,415,000 | 9,756,000 | 13,112,000 |
| Interest expense | 432,000 | 842,000 | 1,248,000 | 1,648,000 |
| Net interest income | 2,696,000 | 5,573,000 | 8,508,000 | 11,464,000 |
| Noninterest income | 7,028,000 | 15,638,000 | 22,584,000 | 29,594,000 |
| Noninterest expense | 6,979,000 | 14,963,000 | 23,185,000 | 31,658,000 |
| Provision for loan losses | 155,000 | 214,000 | 301,000 | 432,000 |
| Pretax income | 2,590,000 | 6,134,000 | 7,706,000 | 9,068,000 |
| Income tax | 853,000 | 2,077,000 | 2,547,000 | 2,957,000 |
| Net income | 1,737,000 | 4,057,000 | 5,159,000 | 6,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,192,000 | 45,525,000 | 46,585,000 | 47,034,000 |
| Total capital | 46,328,000 | 47,702,000 | 48,832,000 | 49,415,000 |
| Risk-weighted assets | 270,833,000 | 293,595,000 | 297,345,000 | 296,647,000 |