Call reports 2014
FIRST COMMUNITY BANK OF TENNESSEE — 2014
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 312,129,000 | 339,320,000 | 339,495,000 | 347,393,000 |
| Total loans | 172,596,000 | 212,511,000 | 208,433,000 | 216,197,000 |
| Allowance for loan losses | 1,648,000 | 1,877,000 | 1,938,000 | 2,032,000 |
| Securities available for sale | 84,971,000 | 70,841,000 | 69,569,000 | 68,384,000 |
| Securities held to maturity | 5,357,000 | 5,362,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,202,000 | 231,171,000 | 242,423,000 | 241,590,000 |
| Interest-bearing deposits | 189,410,000 | 197,105,000 | 204,417,000 | 200,959,000 |
| Noninterest-bearing deposits | 30,792,000 | 34,066,000 | 38,006,000 | 40,631,000 |
| Equity capital | 46,174,000 | 47,436,000 | 46,644,000 | 46,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,667,000 | 5,621,000 | 8,828,000 | 12,043,000 |
| Interest expense | 443,000 | 888,000 | 1,348,000 | 1,805,000 |
| Net interest income | 2,224,000 | 4,733,000 | 7,480,000 | 10,238,000 |
| Noninterest income | 4,099,000 | 9,234,000 | 14,223,000 | 18,731,000 |
| Noninterest expense | 5,509,000 | 11,815,000 | 18,092,000 | 25,213,000 |
| Provision for loan losses | 108,000 | 315,000 | 425,000 | 532,000 |
| Pretax income | 706,000 | 1,900,000 | 3,249,000 | 3,287,000 |
| Income tax | 125,000 | 447,000 | 837,000 | 714,000 |
| Net income | 581,000 | 1,453,000 | 2,412,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,099,000 | 44,810,000 | 43,733,000 | 43,820,000 |
| Total capital | 45,747,000 | 46,687,000 | 45,671,000 | 45,852,000 |
| Risk-weighted assets | 244,521,000 | 280,738,000 | 278,935,000 | 292,042,000 |