Call reports 2013
FIRST COMMUNITY BANK OF TENNESSEE — 2013
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 327,948,000 | 318,756,000 | 314,072,000 | 308,587,000 |
| Total loans | 183,914,000 | 186,689,000 | 167,201,000 | 166,845,000 |
| Allowance for loan losses | 2,269,000 | 2,217,000 | 1,938,000 | 2,039,000 |
| Securities available for sale | 75,882,000 | 71,180,000 | 68,922,000 | 84,197,000 |
| Securities held to maturity | 4,886,000 | 4,888,000 | 4,890,000 | 4,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,817,000 | 226,964,000 | 225,187,000 | 221,982,000 |
| Interest-bearing deposits | 204,742,000 | 196,692,000 | 193,199,000 | 191,336,000 |
| Noninterest-bearing deposits | 30,075,000 | 30,272,000 | 31,988,000 | 30,646,000 |
| Equity capital | 47,071,000 | 46,489,000 | 45,432,000 | 45,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 5,910,000 | 8,727,000 | 11,617,000 |
| Interest expense | 646,000 | 1,230,000 | 1,731,000 | 2,202,000 |
| Net interest income | 2,314,000 | 4,680,000 | 6,996,000 | 9,415,000 |
| Noninterest income | 6,697,000 | 13,694,000 | 19,090,000 | 23,816,000 |
| Noninterest expense | 6,721,000 | 13,054,000 | 19,735,000 | 26,699,000 |
| Provision for loan losses | 0 | 104,000 | 115,000 | 228,000 |
| Pretax income | 2,320,000 | 5,246,000 | 6,266,000 | 6,336,000 |
| Income tax | 742,000 | 1,714,000 | 1,958,000 | 1,838,000 |
| Net income | 1,578,000 | 3,532,000 | 4,308,000 | 4,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,061,000 | 44,642,000 | 43,493,000 | 43,569,000 |
| Total capital | 46,330,000 | 46,859,000 | 45,431,000 | 45,608,000 |
| Risk-weighted assets | 252,827,000 | 255,297,000 | 240,087,000 | 239,004,000 |