Call reports 2012
FIRST COMMUNITY BANK OF TENNESSEE — 2012
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 318,690,000 | 329,045,000 | 339,050,000 | 321,793,000 |
| Total loans | 199,117,000 | 202,925,000 | 207,190,000 | 191,523,000 |
| Allowance for loan losses | 2,962,000 | 2,917,000 | 2,317,000 | 2,316,000 |
| Securities available for sale | 77,241,000 | 79,005,000 | 76,103,000 | 72,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,639,000 | 241,527,000 | 240,863,000 | 231,323,000 |
| Interest-bearing deposits | 215,198,000 | 212,526,000 | 211,037,000 | 204,584,000 |
| Noninterest-bearing deposits | 26,441,000 | 29,001,000 | 29,826,000 | 26,739,000 |
| Equity capital | 41,661,000 | 44,188,000 | 44,451,000 | 45,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,645,000 | 9,900,000 | 12,951,000 |
| Interest expense | 870,000 | 1,706,000 | 2,505,000 | 3,251,000 |
| Net interest income | 2,544,000 | 4,939,000 | 7,395,000 | 9,700,000 |
| Noninterest income | 3,896,000 | 9,898,000 | 17,101,000 | 24,114,000 |
| Noninterest expense | 4,445,000 | 9,321,000 | 15,588,000 | 22,476,000 |
| Provision for loan losses | 7,000 | 21,000 | 45,000 | 57,000 |
| Pretax income | 1,988,000 | 5,495,000 | 8,863,000 | 11,281,000 |
| Income tax | 602,000 | 1,786,000 | 2,911,000 | 3,685,000 |
| Net income | 1,386,000 | 3,709,000 | 5,952,000 | 7,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,506,000 | 40,830,000 | 40,996,000 | 42,542,000 |
| Total capital | 41,439,000 | 43,747,000 | 43,313,000 | 44,858,000 |
| Risk-weighted assets | 234,585,000 | 235,072,000 | 286,520,000 | 228,805,000 |