Call reports 2011
FIRST COMMUNITY BANK OF TENNESSEE — 2011
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 316,071,000 | 321,005,000 | 326,237,000 | 319,308,000 |
| Total loans | 175,804,000 | 178,497,000 | 194,278,000 | 205,382,000 |
| Allowance for loan losses | 2,931,000 | 2,518,000 | 2,834,000 | 2,955,000 |
| Securities available for sale | 95,615,000 | 92,583,000 | 88,878,000 | 79,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,084,000 | 240,323,000 | 240,795,000 | 240,099,000 |
| Interest-bearing deposits | 210,336,000 | 214,588,000 | 213,880,000 | 213,930,000 |
| Noninterest-bearing deposits | 25,748,000 | 25,735,000 | 26,915,000 | 26,169,000 |
| Equity capital | 36,852,000 | 38,330,000 | 39,724,000 | 40,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,412,000 | 6,995,000 | 10,451,000 | 14,115,000 |
| Interest expense | 1,095,000 | 2,226,000 | 3,281,000 | 4,201,000 |
| Net interest income | 2,317,000 | 4,769,000 | 7,170,000 | 9,914,000 |
| Noninterest income | 3,349,000 | 7,366,000 | 10,237,000 | 13,896,000 |
| Noninterest expense | 4,672,000 | 10,070,000 | 12,712,000 | 17,665,000 |
| Provision for loan losses | 306,000 | 522,000 | 687,000 | 998,000 |
| Pretax income | 688,000 | 1,703,000 | 4,248,000 | 5,702,000 |
| Income tax | 132,000 | 364,000 | 1,177,000 | 1,582,000 |
| Net income | 556,000 | 1,339,000 | 3,071,000 | 4,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,094,000 | 35,877,000 | 36,088,000 | 37,120,000 |
| Total capital | 38,009,000 | 38,395,000 | 38,922,000 | 40,075,000 |
| Risk-weighted assets | 233,207,000 | 226,493,000 | 232,376,000 | 242,235,000 |