Call reports 2010
FIRST COMMUNITY BANK OF TENNESSEE — 2010
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 279,774,000 | 289,055,000 | 298,725,000 | 317,916,000 |
| Total loans | 160,224,000 | 189,379,000 | 197,038,000 | 200,291,000 |
| Allowance for loan losses | 2,564,000 | 2,061,000 | 2,493,000 | 2,672,000 |
| Securities available for sale | 73,909,000 | 67,226,000 | 64,248,000 | 62,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,738,000 | 205,995,000 | 216,726,000 | 227,211,000 |
| Interest-bearing deposits | 172,741,000 | 184,316,000 | 192,948,000 | 201,866,000 |
| Noninterest-bearing deposits | 23,997,000 | 21,679,000 | 23,778,000 | 25,345,000 |
| Equity capital | 34,364,000 | 35,621,000 | 36,351,000 | 35,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,356,000 | 6,773,000 | 10,238,000 | 13,764,000 |
| Interest expense | 1,141,000 | 2,280,000 | 3,413,000 | 4,556,000 |
| Net interest income | 2,215,000 | 4,493,000 | 6,825,000 | 9,208,000 |
| Noninterest income | 2,896,000 | 7,033,000 | 12,402,000 | 16,689,000 |
| Noninterest expense | 3,080,000 | 6,795,000 | 11,087,000 | 16,171,000 |
| Provision for loan losses | 506,000 | 1,522,000 | 2,131,000 | 2,645,000 |
| Pretax income | 1,795,000 | 3,600,000 | 6,400,000 | 7,472,000 |
| Income tax | 557,000 | 1,043,000 | 2,052,000 | 2,309,000 |
| Net income | 1,238,000 | 2,557,000 | 4,348,000 | 5,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,277,000 | 33,595,000 | 33,741,000 | 34,539,000 |
| Total capital | 34,739,000 | 35,656,000 | 36,234,000 | 37,211,000 |
| Risk-weighted assets | 197,123,000 | 210,396,000 | 214,621,000 | 219,587,000 |