Call reports 2009
FIRST COMMUNITY BANK OF TENNESSEE — 2009
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 274,313,000 | 274,559,000 | 281,360,000 | 279,224,000 |
| Total loans | 172,931,000 | 166,727,000 | 153,647,000 | 161,593,000 |
| Allowance for loan losses | 2,151,000 | 2,373,000 | 2,793,000 | 2,131,000 |
| Securities available for sale | 62,149,000 | 63,309,000 | 86,156,000 | 77,645,000 |
| Securities held to maturity | 99,000 | 96,000 | 94,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,283,000 | 195,125,000 | 196,409,000 | 197,093,000 |
| Interest-bearing deposits | 165,516,000 | 172,184,000 | 173,274,000 | 173,424,000 |
| Noninterest-bearing deposits | 31,767,000 | 22,941,000 | 23,135,000 | 23,669,000 |
| Equity capital | 31,168,000 | 31,601,000 | 32,649,000 | 32,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 6,879,000 | 10,350,000 | 13,790,000 |
| Interest expense | 1,293,000 | 2,588,000 | 3,904,000 | 5,139,000 |
| Net interest income | 2,233,000 | 4,291,000 | 6,446,000 | 8,651,000 |
| Noninterest income | 1,991,000 | 4,030,000 | 6,150,000 | 8,771,000 |
| Noninterest expense | 2,114,000 | 4,676,000 | 7,476,000 | 10,763,000 |
| Provision for loan losses | 496,000 | 881,000 | 1,396,000 | 1,808,000 |
| Pretax income | 1,614,000 | 2,764,000 | 3,724,000 | 4,923,000 |
| Income tax | 674,000 | 986,000 | 906,000 | 1,236,000 |
| Net income | 940,000 | 1,778,000 | 2,818,000 | 3,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,889,000 | 30,727,000 | 30,486,000 | 31,038,000 |
| Total capital | 32,040,000 | 33,100,000 | 32,942,000 | 33,169,000 |
| Risk-weighted assets | 193,103,000 | 194,690,000 | 196,139,000 | 196,873,000 |