Call reports 2007
FIRST COMMUNITY BANK OF TENNESSEE — 2007
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 238,785,000 | 249,819,000 | 239,249,000 | 251,477,000 |
| Total loans | 155,076,000 | 162,937,000 | 159,661,000 | 159,372,000 |
| Allowance for loan losses | 2,142,000 | 2,223,000 | 2,329,000 | 1,958,000 |
| Securities available for sale | 55,800,000 | 55,404,000 | 57,208,000 | 65,595,000 |
| Securities held to maturity | 138,000 | 132,000 | 120,000 | 115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,580,000 | 197,066,000 | 194,545,000 | 197,193,000 |
| Interest-bearing deposits | 165,492,000 | 167,606,000 | 166,174,000 | 168,817,000 |
| Noninterest-bearing deposits | 27,088,000 | 29,460,000 | 28,371,000 | 28,376,000 |
| Equity capital | 27,539,000 | 27,664,000 | 28,882,000 | 29,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,814,000 | 7,749,000 | 11,802,000 | 15,779,000 |
| Interest expense | 1,863,000 | 3,820,000 | 5,891,000 | 8,021,000 |
| Net interest income | 1,951,000 | 3,929,000 | 5,911,000 | 7,758,000 |
| Noninterest income | 863,000 | 1,874,000 | 2,914,000 | 3,951,000 |
| Noninterest expense | 1,764,000 | 3,578,000 | 5,407,000 | 7,301,000 |
| Provision for loan losses | 59,000 | 147,000 | 294,000 | 356,000 |
| Pretax income | 991,000 | 2,078,000 | 3,124,000 | 4,052,000 |
| Income tax | 228,000 | 543,000 | 826,000 | 1,106,000 |
| Net income | 763,000 | 1,535,000 | 2,298,000 | 2,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,230,000 | 28,002,000 | 28,765,000 | 28,813,000 |
| Total capital | 29,372,000 | 30,225,000 | 31,017,000 | 30,771,000 |
| Risk-weighted assets | 174,061,000 | 182,396,000 | 180,047,000 | 179,678,000 |