Call reports 2006
FIRST COMMUNITY BANK OF TENNESSEE — 2006
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 225,418,000 | 230,424,000 | 234,996,000 | 235,056,000 |
| Total loans | 161,170,000 | 166,765,000 | 157,445,000 | 156,907,000 |
| Allowance for loan losses | 2,383,000 | 2,410,000 | 2,321,000 | 2,107,000 |
| Securities available for sale | 39,421,000 | 39,824,000 | 48,169,000 | 57,561,000 |
| Securities held to maturity | 205,000 | 175,000 | 156,000 | 142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,501,000 | 190,516,000 | 192,873,000 | 191,213,000 |
| Interest-bearing deposits | 160,361,000 | 163,291,000 | 165,953,000 | 164,356,000 |
| Noninterest-bearing deposits | 25,140,000 | 27,225,000 | 26,920,000 | 26,857,000 |
| Equity capital | 25,376,000 | 25,424,000 | 26,661,000 | 26,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 6,910,000 | 10,720,000 | 14,572,000 |
| Interest expense | 1,307,000 | 2,809,000 | 4,482,000 | 6,313,000 |
| Net interest income | 2,033,000 | 4,101,000 | 6,238,000 | 8,259,000 |
| Noninterest income | 791,000 | 1,615,000 | 2,496,000 | 3,447,000 |
| Noninterest expense | 1,716,000 | 3,434,000 | 5,277,000 | 7,201,000 |
| Provision for loan losses | 125,000 | 172,000 | 290,000 | 303,000 |
| Pretax income | 983,000 | 2,110,000 | 3,167,000 | 4,202,000 |
| Income tax | 356,000 | 648,000 | 952,000 | 1,173,000 |
| Net income | 627,000 | 1,462,000 | 2,215,000 | 3,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,451,000 | 25,739,000 | 26,563,000 | 26,567,000 |
| Total capital | 27,625,000 | 27,979,000 | 28,760,000 | 28,674,000 |
| Risk-weighted assets | 173,751,000 | 179,042,000 | 175,648,000 | 172,896,000 |