Call reports 2004
FIRST COMMUNITY BANK OF TENNESSEE — 2004
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 201,645,000 | 202,466,000 | 205,132,000 | 215,475,000 |
| Total loans | 129,380,000 | 132,561,000 | 134,501,000 | 139,899,000 |
| Allowance for loan losses | 2,004,000 | 2,107,000 | 2,106,000 | 2,089,000 |
| Securities available for sale | 46,944,000 | 46,597,000 | 45,055,000 | 44,993,000 |
| Securities held to maturity | 436,000 | 405,000 | 381,000 | 307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,542,000 | 166,680,000 | 167,638,000 | 176,246,000 |
| Interest-bearing deposits | 142,851,000 | 144,602,000 | 146,672,000 | 154,173,000 |
| Noninterest-bearing deposits | 21,691,000 | 22,078,000 | 20,966,000 | 22,073,000 |
| Equity capital | 21,997,000 | 22,112,000 | 23,265,000 | 23,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,567,000 | 5,238,000 | 7,942,000 | 10,758,000 |
| Interest expense | 767,000 | 1,503,000 | 2,254,000 | 3,068,000 |
| Net interest income | 1,800,000 | 3,735,000 | 5,688,000 | 7,690,000 |
| Noninterest income | 689,000 | 1,501,000 | 2,289,000 | 3,048,000 |
| Noninterest expense | 1,556,000 | 3,054,000 | 4,680,000 | 6,578,000 |
| Provision for loan losses | 98,000 | 195,000 | 338,000 | 433,000 |
| Pretax income | 837,000 | 1,989,000 | 2,963,000 | 3,731,000 |
| Income tax | 249,000 | 654,000 | 943,000 | 1,188,000 |
| Net income | 588,000 | 1,335,000 | 2,020,000 | 2,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,317,000 | 22,063,000 | 22,742,000 | 23,104,000 |
| Total capital | 23,120,000 | 23,893,000 | 24,606,000 | 25,058,000 |
| Risk-weighted assets | 144,055,000 | 146,143,000 | 148,876,000 | 156,285,000 |