Call reports 2003
FIRST COMMUNITY BANK OF TENNESSEE — 2003
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 188,804,000 | 190,358,000 | 195,540,000 | 197,929,000 |
| Total loans | 114,268,000 | 120,945,000 | 125,302,000 | 127,729,000 |
| Allowance for loan losses | 1,841,000 | 1,866,000 | 1,932,000 | 2,013,000 |
| Securities available for sale | 44,732,000 | 45,968,000 | 47,113,000 | 46,415,000 |
| Securities held to maturity | 568,000 | 537,000 | 484,000 | 459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,622,000 | 157,546,000 | 160,517,000 | 162,820,000 |
| Interest-bearing deposits | 134,997,000 | 137,194,000 | 139,497,000 | 143,409,000 |
| Noninterest-bearing deposits | 20,625,000 | 20,352,000 | 21,020,000 | 19,411,000 |
| Equity capital | 20,286,000 | 20,913,000 | 20,769,000 | 21,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,083,000 | 7,647,000 | 10,254,000 |
| Interest expense | 983,000 | 1,957,000 | 2,865,000 | 3,694,000 |
| Net interest income | 1,536,000 | 3,126,000 | 4,782,000 | 6,560,000 |
| Noninterest income | 728,000 | 1,542,000 | 2,335,000 | 2,987,000 |
| Noninterest expense | 1,276,000 | 2,693,000 | 4,218,000 | 5,946,000 |
| Provision for loan losses | 80,000 | 155,000 | 205,000 | 275,000 |
| Pretax income | 908,000 | 1,820,000 | 2,694,000 | 3,342,000 |
| Income tax | 290,000 | 597,000 | 944,000 | 1,039,000 |
| Net income | 618,000 | 1,223,000 | 1,750,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,586,000 | 20,131,000 | 19,957,000 | 20,717,000 |
| Total capital | 21,215,000 | 21,837,000 | 21,729,000 | 22,496,000 |
| Risk-weighted assets | 130,104,000 | 136,297,000 | 141,612,000 | 142,120,000 |