Call reports 2002
FIRST COMMUNITY BANK OF TENNESSEE — 2002
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 166,268,000 | 171,037,000 | 174,367,000 | 180,751,000 |
| Total loans | 104,186,000 | 110,852,000 | 114,189,000 | 115,110,000 |
| Allowance for loan losses | 1,760,000 | 1,806,000 | 1,836,000 | 1,880,000 |
| Securities available for sale | 39,573,000 | 40,483,000 | 42,355,000 | 42,354,000 |
| Securities held to maturity | 864,000 | 814,000 | 633,000 | 596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,233,000 | 141,173,000 | 144,751,000 | 149,124,000 |
| Interest-bearing deposits | 121,368,000 | 124,859,000 | 127,557,000 | 132,501,000 |
| Noninterest-bearing deposits | 14,865,000 | 16,314,000 | 17,194,000 | 16,623,000 |
| Equity capital | 18,776,000 | 19,696,000 | 20,053,000 | 19,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,659,000 | 5,341,000 | 8,079,000 | 10,821,000 |
| Interest expense | 1,195,000 | 2,285,000 | 3,330,000 | 4,341,000 |
| Net interest income | 1,464,000 | 3,056,000 | 4,749,000 | 6,480,000 |
| Noninterest income | 315,000 | 627,000 | 1,282,000 | 1,928,000 |
| Noninterest expense | 879,000 | 1,907,000 | 3,204,000 | 4,665,000 |
| Provision for loan losses | 60,000 | 125,000 | 222,000 | 322,000 |
| Pretax income | 840,000 | 1,696,000 | 2,650,000 | 3,466,000 |
| Income tax | 245,000 | 493,000 | 832,000 | 964,000 |
| Net income | 595,000 | 1,203,000 | 1,818,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,448,000 | 19,036,000 | 19,275,000 | 18,953,000 |
| Total capital | 19,921,000 | 20,583,000 | 20,866,000 | 20,564,000 |
| Risk-weighted assets | 117,496,000 | 123,509,000 | 127,036,000 | 128,602,000 |