Call reports 2001
FIRST COMMUNITY BANK OF TENNESSEE — 2001
What FIRST COMMUNITY BANK OF TENNESSEE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 148,994,000 | 153,642,000 | 160,928,000 | 165,256,000 |
| Total loans | 100,379,000 | 101,472,000 | 102,593,000 | 104,749,000 |
| Allowance for loan losses | 1,572,000 | 1,651,000 | 1,700,000 | 1,687,000 |
| Securities available for sale | 30,617,000 | 31,180,000 | 35,603,000 | 39,556,000 |
| Securities held to maturity | 1,187,000 | 1,124,000 | 1,044,000 | 954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,938,000 | 127,238,000 | 131,402,000 | 134,799,000 |
| Interest-bearing deposits | 110,681,000 | 112,982,000 | 115,508,000 | 118,361,000 |
| Noninterest-bearing deposits | 14,257,000 | 14,256,000 | 15,894,000 | 16,438,000 |
| Equity capital | 16,585,000 | 17,137,000 | 17,904,000 | 18,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,904,000 | 5,818,000 | 8,774,000 | 11,616,000 |
| Interest expense | 1,556,000 | 3,109,000 | 4,664,000 | 6,028,000 |
| Net interest income | 1,348,000 | 2,709,000 | 4,110,000 | 5,588,000 |
| Noninterest income | 277,000 | 581,000 | 849,000 | 1,148,000 |
| Noninterest expense | 812,000 | 1,659,000 | 2,534,000 | 3,561,000 |
| Provision for loan losses | 70,000 | 135,000 | 195,000 | 255,000 |
| Pretax income | 781,000 | 1,534,000 | 2,268,000 | 2,958,000 |
| Income tax | 167,000 | 382,000 | 575,000 | 782,000 |
| Net income | 614,000 | 1,152,000 | 1,693,000 | 2,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,284,000 | 16,822,000 | 17,363,000 | 17,847,000 |
| Total capital | 17,622,000 | 18,232,000 | 18,797,000 | 19,324,000 |
| Risk-weighted assets | 106,167,000 | 110,946,000 | 114,460,000 | 117,966,000 |