Call reports 2010
AMERICAN STATE BANK — 2010
What AMERICAN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 11,439,000 | 13,061,000 | 12,717,000 | 7,414,000 |
| Total loans | 8,042,000 | 7,991,000 | 9,106,000 | 3,525,000 |
| Allowance for loan losses | 67,000 | 91,000 | 92,000 | 85,000 |
| Securities available for sale | 1,412,000 | 1,417,000 | 1,419,000 | 745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,438,000 | 12,017,000 | 11,700,000 | 6,568,000 |
| Interest-bearing deposits | 9,297,000 | 10,896,000 | 10,706,000 | 5,173,000 |
| Noninterest-bearing deposits | 1,141,000 | 1,121,000 | 994,000 | 1,395,000 |
| Equity capital | 978,000 | 1,023,000 | 997,000 | 835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 166,000 | 338,000 | 525,000 | 658,000 |
| Interest expense | 35,000 | 72,000 | 109,000 | 142,000 |
| Net interest income | 131,000 | 266,000 | 416,000 | 516,000 |
| Noninterest income | 31,000 | 31,000 | 58,000 | 82,000 |
| Noninterest expense | 206,000 | 402,000 | 607,000 | 877,000 |
| Provision for loan losses | 22,000 | 167,000 | 167,000 | 167,000 |
| Pretax income | -66,000 | -272,000 | -300,000 | -446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -66,000 | -272,000 | -300,000 | -446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 976,000 | 1,016,000 | 987,000 | 839,000 |
| Total capital | 1,043,000 | 1,104,000 | 1,078,000 | 889,000 |
| Risk-weighted assets | 6,321,000 | 6,265,000 | 6,484,000 | 3,180,000 |