Call reports 2009
AMERICAN STATE BANK — 2009
What AMERICAN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 11,429,000 | 11,028,000 | 11,265,000 | 11,187,000 |
| Total loans | 8,991,000 | 8,682,000 | 7,496,000 | 8,685,000 |
| Allowance for loan losses | 98,000 | 74,000 | 114,000 | 129,000 |
| Securities available for sale | 1,427,000 | 1,429,000 | 1,431,000 | 1,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,411,000 | 10,031,000 | 10,159,000 | 10,241,000 |
| Interest-bearing deposits | 9,054,000 | 8,869,000 | 9,047,000 | 9,024,000 |
| Noninterest-bearing deposits | 1,357,000 | 1,162,000 | 1,111,000 | 1,217,000 |
| Equity capital | 976,000 | 946,000 | 1,080,000 | 905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 351,000 | 524,000 | 704,000 |
| Interest expense | 55,000 | 106,000 | 151,000 | 195,000 |
| Net interest income | 119,000 | 245,000 | 373,000 | 509,000 |
| Noninterest income | 29,000 | 84,000 | 110,000 | 154,000 |
| Noninterest expense | 202,000 | 411,000 | 641,000 | 910,000 |
| Provision for loan losses | 18,000 | 136,000 | 177,000 | 247,000 |
| Pretax income | -72,000 | -218,000 | -335,000 | -494,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -72,000 | -218,000 | -336,000 | -495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 949,000 | 928,000 | 1,059,000 | 901,000 |
| Total capital | 1,047,000 | 1,002,000 | 1,138,000 | 993,000 |
| Risk-weighted assets | 7,132,000 | 6,639,000 | 6,289,000 | 6,554,000 |