Call reports 2008
AMERICAN STATE BANK — 2008
What AMERICAN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 11,331,000 | 11,108,000 | 10,870,000 | 10,617,000 |
| Total loans | 7,011,000 | 7,539,000 | 8,532,000 | 8,240,000 |
| Allowance for loan losses | 46,000 | 50,000 | 53,000 | 81,000 |
| Securities available for sale | 677,000 | 905,000 | 914,000 | 929,000 |
| Securities held to maturity | 749,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,227,000 | 10,196,000 | 9,897,000 | 9,850,000 |
| Interest-bearing deposits | 8,786,000 | 8,899,000 | 8,664,000 | 8,508,000 |
| Noninterest-bearing deposits | 1,440,000 | 1,297,000 | 1,233,000 | 1,342,000 |
| Equity capital | 1,033,000 | 845,000 | 924,000 | 724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 325,000 | 494,000 | 663,000 |
| Interest expense | 77,000 | 149,000 | 217,000 | 276,000 |
| Net interest income | 93,000 | 176,000 | 277,000 | 387,000 |
| Noninterest income | 53,000 | 91,000 | 129,000 | 163,000 |
| Noninterest expense | 215,000 | 424,000 | 665,000 | 955,000 |
| Provision for loan losses | 3,000 | 82,000 | 85,000 | 153,000 |
| Pretax income | -72,000 | -239,000 | -344,000 | -558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -72,000 | -239,000 | -344,000 | -558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,006,000 | 845,000 | 910,000 | 695,000 |
| Total capital | 1,052,000 | 895,000 | 963,000 | 776,000 |
| Risk-weighted assets | 6,782,000 | 7,286,000 | 8,849,000 | 6,891,000 |