Call reports 2007
AMERICAN STATE BANK — 2007
What AMERICAN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 12,037,000 | 11,280,000 | 11,159,000 | 11,086,000 |
| Total loans | 8,592,000 | 7,855,000 | 6,363,000 | 6,000,000 |
| Allowance for loan losses | 115,000 | 112,000 | 96,000 | 205,000 |
| Securities available for sale | 1,978,000 | 1,956,000 | 1,987,000 | 1,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,855,000 | 10,167,000 | 10,082,000 | 10,185,000 |
| Interest-bearing deposits | 9,309,000 | 8,657,000 | 8,774,000 | 8,653,000 |
| Noninterest-bearing deposits | 1,546,000 | 1,510,000 | 1,309,000 | 1,532,000 |
| Equity capital | 1,120,000 | 1,054,000 | 1,018,000 | 841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 418,000 | 592,000 | 776,000 |
| Interest expense | 101,000 | 197,000 | 286,000 | 372,000 |
| Net interest income | 120,000 | 221,000 | 306,000 | 404,000 |
| Noninterest income | 37,000 | 75,000 | 116,000 | 148,000 |
| Noninterest expense | 214,000 | 396,000 | 585,000 | 814,000 |
| Provision for loan losses | 1,000 | 2,000 | 6,000 | 114,000 |
| Pretax income | -58,000 | -102,000 | -169,000 | -376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -58,000 | -102,000 | -169,000 | -376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,141,000 | 1,097,000 | 1,030,000 | 828,000 |
| Total capital | 1,242,000 | 1,195,000 | 1,126,000 | 969,000 |
| Risk-weighted assets | 7,280,000 | 7,029,000 | 7,845,000 | 11,227,000 |