Call reports 2006
AMERICAN STATE BANK — 2006
What AMERICAN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,415,000 | 14,682,000 | 13,793,000 | 12,592,000 |
| Total loans | 12,112,000 | 11,857,000 | 9,988,000 | 9,684,000 |
| Allowance for loan losses | 116,000 | 126,000 | 129,000 | 120,000 |
| Securities available for sale | 1,955,000 | 1,932,000 | 1,970,000 | 1,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,980,000 | 12,704,000 | 12,500,000 | 11,333,000 |
| Interest-bearing deposits | 11,680,000 | 10,943,000 | 10,541,000 | 9,611,000 |
| Noninterest-bearing deposits | 2,300,000 | 1,761,000 | 1,959,000 | 1,722,000 |
| Equity capital | 1,371,000 | 1,333,000 | 1,224,000 | 1,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 522,000 | 772,000 | 1,007,000 |
| Interest expense | 102,000 | 209,000 | 327,000 | 443,000 |
| Net interest income | 159,000 | 313,000 | 445,000 | 564,000 |
| Noninterest income | 39,000 | 79,000 | 108,000 | 143,000 |
| Noninterest expense | 265,000 | 472,000 | 776,000 | 982,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | -70,000 | -86,000 | -232,000 | -287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -70,000 | -86,000 | -232,000 | -287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,416,000 | 1,400,000 | 1,253,000 | 1,199,000 |
| Total capital | 1,532,000 | 1,520,000 | 1,364,000 | 1,306,000 |
| Risk-weighted assets | 9,092,000 | 8,800,000 | 8,083,000 | 7,777,000 |