Call reports 2005
AMERICAN STATE BANK — 2005
What AMERICAN STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 9,685,000 | 12,337,000 | 13,113,000 | 14,187,000 |
| Total loans | 7,307,000 | 8,566,000 | 9,714,000 | 11,251,000 |
| Allowance for loan losses | 107,000 | 123,000 | 118,000 | 116,000 |
| Securities available for sale | 646,000 | 1,398,000 | 1,985,000 | 1,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,088,000 | 11,167,000 | 12,009,000 | 12,659,000 |
| Interest-bearing deposits | 7,156,000 | 9,071,000 | 10,096,000 | 10,898,000 |
| Noninterest-bearing deposits | 1,932,000 | 2,096,000 | 1,913,000 | 1,761,000 |
| Equity capital | 578,000 | 1,138,000 | 1,057,000 | 1,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 310,000 | 525,000 | 763,000 |
| Interest expense | 17,000 | 59,000 | 124,000 | 208,000 |
| Net interest income | 129,000 | 251,000 | 401,000 | 555,000 |
| Noninterest income | 32,000 | 74,000 | 121,000 | 168,000 |
| Noninterest expense | 225,000 | 503,000 | 760,000 | 1,048,000 |
| Provision for loan losses | 0 | 27,000 | 36,000 | 36,000 |
| Pretax income | -64,000 | -205,000 | -274,000 | -361,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -64,000 | -205,000 | -274,000 | -361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 574,000 | 1,136,000 | 1,072,000 | 1,454,000 |
| Total capital | 658,000 | 1,226,000 | 1,168,000 | 1,560,000 |
| Risk-weighted assets | 6,672,000 | 7,146,000 | 7,713,000 | 8,449,000 |