Call reports 2004
AMERICAN STATE BANK — 2004
What AMERICAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 9,485,000 | 10,088,000 | 9,534,000 | 9,729,000 |
| Total loans | 6,285,000 | 7,149,000 | 7,441,000 | 7,601,000 |
| Allowance for loan losses | 152,000 | 121,000 | 123,000 | 111,000 |
| Securities available for sale | 2,105,000 | 1,273,000 | 655,000 | 651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,857,000 | 9,406,000 | 8,900,000 | 9,054,000 |
| Interest-bearing deposits | 6,932,000 | 7,549,000 | 7,358,000 | 7,220,000 |
| Noninterest-bearing deposits | 1,925,000 | 1,857,000 | 1,542,000 | 1,834,000 |
| Equity capital | 547,000 | 649,000 | 606,000 | 646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 311,000 | 459,000 | 632,000 |
| Interest expense | 27,000 | 49,000 | 76,000 | 109,000 |
| Net interest income | 119,000 | 262,000 | 383,000 | 523,000 |
| Noninterest income | 45,000 | 89,000 | 162,000 | 210,000 |
| Noninterest expense | 212,000 | 441,000 | 668,000 | 909,000 |
| Provision for loan losses | 71,000 | 44,000 | 44,000 | 44,000 |
| Pretax income | -120,000 | -135,000 | -156,000 | -208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -120,000 | -135,000 | -156,000 | -208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 518,000 | 633,000 | 604,000 | 647,000 |
| Total capital | 598,000 | 720,000 | 693,000 | 732,000 |
| Risk-weighted assets | 6,357,000 | 6,893,000 | 7,053,000 | 6,791,000 |