Call reports 2003
AMERICAN STATE BANK — 2003
What AMERICAN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,269,000 | 14,828,000 | 13,878,000 | 12,110,000 |
| Total loans | 5,088,000 | 5,061,000 | 5,091,000 | 7,924,000 |
| Allowance for loan losses | 123,000 | 121,000 | 135,000 | 147,000 |
| Securities available for sale | 4,169,000 | 3,716,000 | 5,165,000 | 2,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,200,000 | 13,923,000 | 12,884,000 | 11,358,000 |
| Interest-bearing deposits | 10,322,000 | 11,028,000 | 9,954,000 | 8,364,000 |
| Noninterest-bearing deposits | 2,878,000 | 2,895,000 | 2,930,000 | 2,994,000 |
| Equity capital | 960,000 | 803,000 | 898,000 | 663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 339,000 | 503,000 | 647,000 |
| Interest expense | 58,000 | 114,000 | 156,000 | 191,000 |
| Net interest income | 122,000 | 225,000 | 347,000 | 456,000 |
| Noninterest income | 67,000 | 151,000 | 215,000 | 203,000 |
| Noninterest expense | 333,000 | 664,000 | 952,000 | 1,247,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | -156,000 | -312,000 | -426,000 | -644,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -156,000 | -312,000 | -426,000 | -644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 892,000 | 736,000 | 847,000 | 630,000 |
| Total capital | 975,000 | 820,000 | 930,000 | 729,000 |
| Risk-weighted assets | 6,636,000 | 6,671,000 | 6,463,000 | 7,798,000 |