Call reports 2002
AMERICAN STATE BANK — 2002
What AMERICAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,878,000 | 14,686,000 | 14,594,000 | 16,321,000 |
| Total loans | 5,462,000 | 5,313,000 | 5,245,000 | 4,960,000 |
| Allowance for loan losses | 82,000 | 85,000 | 97,000 | 122,000 |
| Securities available for sale | 6,556,000 | 5,211,000 | 4,648,000 | 4,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,877,000 | 13,661,000 | 13,220,000 | 15,071,000 |
| Interest-bearing deposits | 10,973,000 | 10,885,000 | 10,682,000 | 12,362,000 |
| Noninterest-bearing deposits | 2,904,000 | 2,776,000 | 2,538,000 | 2,709,000 |
| Equity capital | 908,000 | 895,000 | 1,250,000 | 1,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 404,000 | 616,000 | 791,000 |
| Interest expense | 78,000 | 159,000 | 226,000 | 288,000 |
| Net interest income | 136,000 | 245,000 | 390,000 | 503,000 |
| Noninterest income | 83,000 | 177,000 | 260,000 | 331,000 |
| Noninterest expense | 277,000 | 551,000 | 863,000 | 1,143,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 58,000 |
| Pretax income | -52,000 | -135,000 | -167,000 | -285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -52,000 | -135,000 | -167,000 | -285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 880,000 | 799,000 | 1,166,000 | 1,048,000 |
| Total capital | 962,000 | 884,000 | 1,256,000 | 1,137,000 |
| Risk-weighted assets | 7,664,000 | 7,188,000 | 7,093,000 | 7,060,000 |