Call reports 2001
AMERICAN STATE BANK — 2001
What AMERICAN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,685,000 | 16,480,000 | 15,130,000 | 14,933,000 |
| Total loans | 5,824,000 | 6,035,000 | 5,910,000 | 5,554,000 |
| Allowance for loan losses | 95,000 | 94,000 | 96,000 | 82,000 |
| Securities available for sale | 4,651,000 | 6,241,000 | 5,950,000 | 6,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,699,000 | 15,548,000 | 14,206,000 | 14,166,000 |
| Interest-bearing deposits | 11,287,000 | 11,722,000 | 11,245,000 | 11,190,000 |
| Noninterest-bearing deposits | 3,412,000 | 3,826,000 | 2,961,000 | 2,975,000 |
| Equity capital | 851,000 | 772,000 | 766,000 | 642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 503,000 | 745,000 | 966,000 |
| Interest expense | 121,000 | 237,000 | 347,000 | 439,000 |
| Net interest income | 137,000 | 266,000 | 398,000 | 527,000 |
| Noninterest income | 86,000 | 154,000 | 257,000 | 355,000 |
| Noninterest expense | 293,000 | 569,000 | 877,000 | 1,188,000 |
| Provision for loan losses | 0 | 27,000 | 32,000 | 45,000 |
| Pretax income | -58,000 | -154,000 | -232,000 | -329,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -58,000 | -154,000 | -232,000 | -329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 829,000 | 733,000 | 655,000 | 559,000 |
| Total capital | 924,000 | 827,000 | 751,000 | 641,000 |
| Risk-weighted assets | 8,126,000 | 8,647,000 | 8,276,000 | 7,506,000 |