Call reports 2023
BANK OF THE VALLEY — 2023
What BANK OF THE VALLEY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 502,799,000 | 476,132,000 | 480,483,000 | 495,493,000 |
| Total loans | 399,403,000 | 401,373,000 | 408,342,000 | 404,151,000 |
| Allowance for loan losses | 7,396,000 | 8,383,000 | 8,203,000 | 7,960,000 |
| Securities available for sale | 45,315,000 | 47,960,000 | 45,263,000 | 46,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,469,000 | 427,872,000 | 435,987,000 | 441,846,000 |
| Interest-bearing deposits | 386,651,000 | 368,857,000 | 405,293,000 | 391,615,000 |
| Noninterest-bearing deposits | 65,818,000 | 59,015,000 | 30,694,000 | 50,231,000 |
| Equity capital | 40,582,000 | 42,256,000 | 42,265,000 | 44,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,577,000 | 13,302,000 | 20,450,000 | 27,694,000 |
| Interest expense | 2,007,000 | 4,514,000 | 7,343,000 | 10,559,000 |
| Net interest income | 4,570,000 | 8,788,000 | 13,107,000 | 17,135,000 |
| Noninterest income | 300,000 | 572,000 | 861,000 | 1,137,000 |
| Noninterest expense | 3,785,000 | 7,338,000 | 10,902,000 | 14,351,000 |
| Provision for loan losses | 94,000 | 2,033,000 | 1,891,000 | 1,752,000 |
| Pretax income | 791,000 | -211,000 | 975,000 | 1,969,000 |
| Income tax | 168,000 | -142,000 | 94,000 | 279,000 |
| Net income | 623,000 | -69,000 | 881,000 | 1,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,606,000 | 44,466,000 | 45,467,000 | 46,326,000 |
| Total capital | 47,699,000 | 49,496,000 | 50,550,000 | 51,419,000 |
| Risk-weighted assets | 405,146,000 | 399,058,000 | 403,560,000 | 404,597,000 |
Machine access — free, no API key
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