Call reports 2022
BANK OF THE VALLEY — 2022
What BANK OF THE VALLEY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 469,493,000 | 464,970,000 | 472,662,000 | 477,602,000 |
| Total loans | 375,920,000 | 401,518,000 | 406,505,000 | 405,870,000 |
| Allowance for loan losses | 4,302,000 | 4,478,000 | 4,748,000 | 5,225,000 |
| Securities available for sale | 34,744,000 | 35,759,000 | 35,104,000 | 35,761,000 |
| Securities held to maturity | 70,000 | 70,000 | 62,000 | 62,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,547,000 | 408,016,000 | 421,244,000 | 421,499,000 |
| Interest-bearing deposits | 342,813,000 | 339,480,000 | 357,643,000 | 359,191,000 |
| Noninterest-bearing deposits | 75,734,000 | 68,536,000 | 63,601,000 | 62,308,000 |
| Equity capital | 36,786,000 | 37,709,000 | 38,749,000 | 41,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,339,000 | 9,200,000 | 14,876,000 | 21,218,000 |
| Interest expense | 551,000 | 1,126,000 | 2,032,000 | 3,572,000 |
| Net interest income | 3,788,000 | 8,074,000 | 12,844,000 | 17,646,000 |
| Noninterest income | 265,000 | 520,000 | 834,000 | 1,124,000 |
| Noninterest expense | 2,879,000 | 5,793,000 | 9,083,000 | 12,874,000 |
| Provision for loan losses | 105,000 | 280,000 | 550,000 | 1,025,000 |
| Pretax income | 1,069,000 | 2,521,000 | 3,992,000 | 4,818,000 |
| Income tax | 221,000 | 531,000 | 835,000 | 989,000 |
| Net income | 848,000 | 1,990,000 | 3,157,000 | 3,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,427,000 | 39,619,000 | 41,837,000 | 43,560,000 |
| Total capital | 41,729,000 | 44,097,000 | 46,585,000 | 48,734,000 |
| Risk-weighted assets | 378,482,000 | 407,718,000 | 411,327,000 | 413,924,000 |