Call reports 2019
BANK OF THE VALLEY — 2019
What BANK OF THE VALLEY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 278,365,000 | 287,958,000 | 305,112,000 | 310,564,000 |
| Total loans | 205,849,000 | 222,083,000 | 233,912,000 | 240,176,000 |
| Allowance for loan losses | 2,754,000 | 2,981,000 | 3,109,000 | 3,082,000 |
| Securities available for sale | 39,639,000 | 40,727,000 | 39,562,000 | 38,721,000 |
| Securities held to maturity | 113,000 | 113,000 | 106,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,363,000 | 235,853,000 | 249,666,000 | 245,279,000 |
| Interest-bearing deposits | 204,051,000 | 207,303,000 | 222,751,000 | 216,671,000 |
| Noninterest-bearing deposits | 26,312,000 | 28,550,000 | 26,915,000 | 28,608,000 |
| Equity capital | 23,767,000 | 24,481,000 | 25,501,000 | 26,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,239,000 | 6,695,000 | 10,368,000 | 13,866,000 |
| Interest expense | 1,088,000 | 2,229,000 | 3,521,000 | 4,815,000 |
| Net interest income | 2,151,000 | 4,466,000 | 6,847,000 | 9,051,000 |
| Noninterest income | 188,000 | 380,000 | 568,000 | 780,000 |
| Noninterest expense | 1,625,000 | 3,275,000 | 5,033,000 | 6,647,000 |
| Provision for loan losses | 130,000 | 440,000 | 560,000 | 640,000 |
| Pretax income | 584,000 | 1,423,000 | 2,114,000 | 2,836,000 |
| Income tax | 107,000 | 279,000 | 424,000 | 575,000 |
| Net income | 477,000 | 1,144,000 | 1,690,000 | 2,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,182,000 | 22,766,000 | 23,627,000 | 24,463,000 |
| Total capital | 24,899,000 | 25,615,000 | 26,634,000 | 27,534,000 |
| Risk-weighted assets | 217,388,000 | 227,799,000 | 240,531,000 | 245,727,000 |