Call reports 2018
BANK OF THE VALLEY — 2018
What BANK OF THE VALLEY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,644,000 | 241,837,000 | 248,787,000 | 274,284,000 |
| Total loans | 189,707,000 | 193,494,000 | 197,802,000 | 196,468,000 |
| Allowance for loan losses | 2,605,000 | 2,663,000 | 2,753,000 | 2,591,000 |
| Securities available for sale | 32,009,000 | 31,702,000 | 32,149,000 | 33,859,000 |
| Securities held to maturity | 126,000 | 126,000 | 120,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,491,000 | 198,977,000 | 201,787,000 | 226,839,000 |
| Interest-bearing deposits | 169,180,000 | 173,993,000 | 177,544,000 | 198,122,000 |
| Noninterest-bearing deposits | 25,311,000 | 24,984,000 | 24,243,000 | 28,717,000 |
| Equity capital | 21,193,000 | 21,440,000 | 21,615,000 | 22,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 5,100,000 | 8,014,000 | 11,115,000 |
| Interest expense | 579,000 | 1,233,000 | 2,041,000 | 2,963,000 |
| Net interest income | 1,826,000 | 3,867,000 | 5,973,000 | 8,152,000 |
| Noninterest income | 144,000 | 353,000 | 547,000 | 729,000 |
| Noninterest expense | 1,481,000 | 3,033,000 | 4,593,000 | 6,150,000 |
| Provision for loan losses | 70,000 | 130,000 | 220,000 | 310,000 |
| Pretax income | 419,000 | 1,057,000 | 1,707,000 | 2,421,000 |
| Income tax | 73,000 | 196,000 | 326,000 | 460,000 |
| Net income | 346,000 | 861,000 | 1,381,000 | 1,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,996,000 | 20,344,000 | 20,786,000 | 21,174,000 |
| Total capital | 22,446,000 | 22,858,000 | 23,346,000 | 23,765,000 |
| Risk-weighted assets | 195,854,000 | 200,996,000 | 204,620,000 | 211,641,000 |